Testimonials

"...with the help of my debt specialist and Debt Help Specialists I am now debt free. I owed over $12,500 dollars in credit card debt and settled it for 2,700 dollars. I am so grateful. I have an amazing credit score and only one major credit card that we pay off every month now. Thanks so much."

"DHS has worked very well for me. I listened to the tapes thoroughly and was able to settle my 2 largest accounts on my own. My coach has been a tremendous help with this program. He is handling 2 of our remaining accounts that had been turned over to lawyers. As we speak, he has already settled one of them, thus avoiding my appearance in court. I hope to be debt free by July."

"I am writing to tell you how very pleased we are with the service that our Debt Specialist has provided us. We are in awe of her knowledge and abilities to achieve exactly what her goals are when communicating with professionals on behalf of her clients. She is very well spoken and very much respected by the people she does business with as well as her clients. She also has an inate (sic) sense for follow up and knows exactly how to word letters, memos, etc. to achieve the necessary result, her written documentation is extremely thorough and accurate. We think she is a genius and count our blessings that we were introduced to her in a time of real need. We would not hesitate to recommend her to others."

"In the summer of 2007, I put my trust and my money into an account with the Consumer Law Center, in the hope of trying to settle credit card debt that was becoming a problem for me. The people at the Consumer Law Center took my money, and gave me nothing in return for a year. I was served with a lawsuit for a Bank of America account, and I discovered that CLC was being taken over by a receivership and that not only were they not able to practice in my state, they were not allowed to take any new clients anywhere. I was desperate to find someone to help me, someone who would be honest with me. I was so fortunate to find Debt Help Specialists. My debt specialist helped me to settle my account and to dismiss the lawsuit. Since that time, she has helped me to settle three other accounts. I am impressed with DHS and their honesty and their direct approach to me, as a client. They return my telephone calls, help me when I need help, and they have compassion for me, the client. I am very grateful for their help and for the professional knowledge that they bring to their work."

"DHS has made a tremendous difference in our lives because the harassing phone calls have stopped and we can now sit down and enjoy our dinner without the annoying interruptions. Hallelujah!!"

"Bobby and I both feel like we have had a huge weight lifted from our shoulders! It is like a new lease on life and we owe it all to our coach and DHS! We started this journey about 7 months ago because we had no other choice, neither one of us truly believed it would be completed this soon. Our coach was wonderful and basically made this whole process painless. He was very professional and gave us all of the information we needed to get through the process. We did our part to the best of our ability and then he handled everything from there. In the beginning we were so desperate for a solution we went with another "very large, media advertised, debt settlement company". We realized very soon it was not going to turn out well and when we tried to get out of it only after a few weeks, they burned us for over $500. We realized they did not care about us or our situation, just our money. DHS was completely different from this. We believe DHS is reputable company that truly has the consumer's best interest in mind!"

"Hello! My husband and I sought DHS's help sometime last summer. I had a couple of credit cards that were maxed out and I owed about $11,000 and my husband had several and we were probably in debt a total of $80,000. Our coach for the duration of this very stressful period of time besides being very professional and extremely nice, has also been very reassuring and has made us feel very good about our situation and the path we have chosen to take. It hasn't been easy, but we have paid off both of my accounts and will have 1 of Brian's accounts paid off at the end of this month and another one paid off in July. Those were 2 of his really big accounts that were both over 25,000 dollars. After that we have 2 more accounts of his to try to pay off and then hopefully the nightmare will be over. We have definitely been struggling to make the deadlines that each credit card has offered us and it definitely has not been a fun process, but we have learned from our mistakes and are handling our spending differently now. It is so easy to get into the predicament that my husband and I have gotten into and I don't know what we would have done had we not heard your commercial on the radio on the way back from a convention last June. Our coach has been such a help in dealing with all of this and we appreciate being able to take advantage of your program. Thank you so much."

"My husband and I are clients of DHS. When our financial obligations became overwhelming for our family, I did a lot of research to see what our options were and what would be best for our situation. Debt settlement seemed the way to go. After comparing several debt settlement companies, DHS seemed to stand out. We would be given a coach to help us work through the debt settlement process and DHS was only charging 15% of what they saved us, not 15% of the entire balance owed to the creditor. I was impressed that the initial fee charged would actually be credited toward charges incurred as a result of successful debt settlement agreements. In addition, we would be given an 8 CD "course" and guide to help us eliminate our debt once and for all."

"The program so far has worked well for us. Our Debt Specialist is in constant communication with us via phone and email. Some of our creditors seem to be particularly vicious and have sued us, skipping the collection process entirely. All of this is new to us and, of course, has made us very nervous. However, our Debt Specialist has been very kind with his words and has assured us that he is there to help us. He has done just that. He has helped to guide us through some difficult moments and also provided advice on a settlement offer we receive from one of our creditors that was too good to pass up. Although we are only a quarter of the way through the process, and still expect some rough terrain ahead, I know that we made the best decision going with DHS and know that our Specialist will continue to dedicate his knowledge, time and effort to us as long as we need him. "

"Thank you for all of your help?! We have one settlement payment left to B of A and three other accounts to settle, but I feel like we are already done! It has been such a weight lifted off my shoulders and we owe you such a big 'thank you'!! It got a little stressful there for a while, but you talked us through it and now we are almost debt free! :)"

"We want you to know how professional, energetic, and empathetic our Debt and Credit Counselor Coach has been. She has been amazing! Our circumstances have not been easy, but she has persevered through them."

"Please pass this letter along to anyone that is considering hiring DHS to help them out of a financial jam. I want everyone to know what you guys can do for them and that there really is a better alternative than these debt settlement companies we hear about on the radio. I can't believe what you guys have helped me accomplish in just 6 short months. 12 months ago in January of 2008, I realized that I had a problem. My income took a dramatic turn down and I was looking at $127,000 dollars in credit card debt with no feasible way to pay it. I hated the prospect of having to go bankrupt so I set out to find a solution. You name it I researched it. I looked at everything from consumer credit counseling, debt settlement even bankruptcy. Nothing I found made sense for me. I couldn't qualify for the monthly payment with consumer credit counseling. I refused to file bankruptcy and every single debt settlement company I spoke with was much more interested in charging me $20,000 to $30,000 dollars in fees than they were in actually creating a plan to help me."

"After about 6 months of searching, I was lucky enough to find you guys. I signed up because I could see that you guys were completely different. You put your clients first and I can't begin to tell you how much of my life you guys have given back to me. You guys put together a plan that allowed me to start settling my debts very quickly. It is now Jan 2009, just six months after I found you and requested your help. To date we have settled $115,000 of the original $127,000. I only have two cards left to go and those will be completed in the next few months. We settled the $115,000 for about $40,000 dollars. In a few months I will be completely out of debt and will have settled everything for about $45,000 dollars. You guys saved me over 80,000 dollars in less than a year. I am so glad I listened to my gut instead of the sales pitches of all of those debt settlement company rip-offs. Had I gone with them, I would have never been able to settle my debt this quickly. In fact I would have just recently finished paying all of their fees. It is criminal what those companies do to people that are desperate for good advice. If I could tell people one thing, I would say, if you think debt settlement is a good option, look at DHS. Compare the individual plan that DHS will create for you to anyone else and then go with what makes sense. In six months I never found anyone that would even come close to providing me with what DHS did."

"There is nothing like this feeling of being debt free. Free from the stress, the worry, the anxiety. All the folks at DHS have given me this freedom, you have given me the ability to enjoy my life again. Thank you again, so much for all that you guys have done for me."

"While supporting a family and completing a masters program my debt just became too overwhelming to handle on my own. I was considering a Debt Settlement approach to dig myself out. After working with DHS for a few weeks, I was fully educated on all of my options and had a full understanding of the Debt Settlement process. The education that I received from DHS helped me to conclude that, unfortunately, a Ch. 7 Bankruptcy would be a better route for me to take, given my circumstances. I appreciate that there is an honest and ethical company out there that is willing to put their clients' needs ahead of their pocket books. I would recommend DHS to anyone struggling to find the right solution to their financial situation."

"...I received notice from the sheriff department that the bank had put a lien on my property and would be confiscating my personal property in an attempt to pay back my credit card debt. A friend of mine suggested I contact Debt Help Specialists to see if they could help. ... The service I received was professional, knowledgeable and informative. My debt problem was addressed immediately. They saved me 40% ($44,000.00) on my outstanding credit card debt."

"...we now have zero credit card debt and a much happier relationship and a more satisfying and comfortable life. We were very pleased, not only with the outcome, but also the education we received through conversations with you and (using) the workbook and CDs...All were in easy-to-understand language and gave clear and simple steps for us to achieve our goals."

"I can't thank my credit coach more!! After putting 2 children through college and having some financial setbacks, I found my home equity on the line and I was drowning in debt. A friend told me about the credit coaches at Debt Help Specialists and within weeks I was able to settle my debts with their coaching and assistance. Not only did I save $25,724; I now have my life back and can sleep at night. Thank you, I could never have done it without you."

"I was very impressed with the seminar and how the process works. It also gave me more self-confidence. I have been able to settle 5 of my 6 credit cards so far."

"This course definitely more than pays for itself. I have had it less than a year and have settled four accounts already. Three at 35% and one at 33%! In total we saved over $26,000. We wouldn't have been able to afford not to file for Bankruptcy before ordering this course. Right now I'm starting to repair my credit on my own. Without this course, the Bankruptcy would be on my credit for 10 years with absolutely nothing I could do about it!"

"Your course has been a great benefit in dealing with creditor phone calls."

"I think it is wonderful to have someone like you out there, to help people with these type of circumstances. So many, like myself, don't know what to do or who to turn to. Keep up the good work!!!"

"When we purchased your seminar, we were seriously considering bankruptcy. We had over $130k in credit card debt. The fear of the unknown kept us from sleeping well or enjoying daily life. Your seminar contained the information we needed to calm our fears. We are now sleeping at night without worrying about our creditors. Most of them sent letters offering to settle — one of them for 35%. Several are now with collection agencies and your seminar explains very well how to deal with them. The bankruptcy option is still open, but we don't intend to use it at this time. Thank You very much for your Debt Settlement Back End Companies help."